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Chapter 13 Bankruptcy: An Overview

Filing for Chapter 13 bankruptcy may be the best way for you to find some financial relief. However, it does come with its drawbacks. Thoroughly understanding your options is key to making smart choices.

The Law Offices of Sean T. Flynn PLLC has worked with clients throughout Texas for over 10 years. I have built a reputation for providing people with the helpful, compassionate guidance they need to get their life back on track. I can answer all of your questions and help you move forward.

Establishing A Payment Plan Can Help You Keep Your Assets

There are many different forms of bankruptcy. Having a lawyer who understands them all is the best way to make sure you are choosing the right fit. Chapter 13 may be a good choice for those who are facing foreclosure or repossession of certain assets. It also can help those who have gone through a divorce and are having trouble keeping up with their alimony or child support payments. In certain situations, people have used it to settle tax debt, as well. No matter what situation you find yourself in, I can help you decide whether Chapter 7 bankruptcy or Chapter 13 bankruptcy is best for you.

Chapter 13 bankruptcy essentially helps you create a payment plan. This means that you do not have to sell your exempt property. Instead, you must disclose your current income and determine how much you can afford to slowly pay back over time. Over the next three to five years, you will pay off your debt. It’s important to know that there are certain requirements one must meet in order to be eligible for Chapter 13. From proving you filed your tax returns to having a steady paycheck, I can make sure you navigate this process seamlessly.

To Discuss Your Situation, Call My Office Today

Understandably, legal jargon can be tremendously overwhelming. Consulting with an attorney sooner rather than later is the best way to start building the future you deserve. I am known for being professional yet empathetic. This can make all the difference when dealing with a difficult area of the law. To schedule a consultation, call my office in Austin at 512-764-3791 today. You can also fill out my online contact form.