Meta Title: Bankruptcy May Actually Help Your Credit Score Meta Description: Wondering how filing for bankruptcy could help your credit score? You’d be surprised! Keywords: Filing for bankruptcy, credit score Bankruptcy May Actually Help Your Credit Score Bankruptcy...
Credit Repair
Your Student Loan Debt CAN be Discharged Through Bankruptcy
There has been long a perpetuating myth that student loan debt in America cannot be wiped out by declaring bankruptcy. The truth is quite the opposite. A court can grant you a discharge provided you can prove it is causing you ‘undue hardship’. Courts will use...
Steps to Take When You Are Sued by A Creditor
Whether you have a bank loan, a credit card loan, or even an unpaid medical bill, living with excessive debt can be risky. While we all have taken some debt at a given moment, it is necessary to keep track of everything that you owe. If not, you might find yourself in...
4 Quick Tips to Regaining Your Financial Health After Bankruptcy
A bankruptcy discharge can definitely hurt your credit score, but nonetheless, without the burden of your past debts, you can find it much easier to regain your financial health. 1. Plan a Budget Budget planning is central to effective money management. On a...
Payday Loans and Bankruptcy
Payday loans, also commonly known as cash advances, check advances, or paycheck advances, may seem like an appealing option to those falling behind on their bills. However, when people start to rely heavily on payday loans, they can get stuck in a pattern and end up...
How to Handle a Debt Collection Lawsuit
Constant calls, emails, or lawsuits from debt collectors may stress you out, putting you in a frenzy, but they are more common than you know. The Consumer Financial Protection Bureau states that over 70 million Americans have faced debt collectors at some point in...
Have You Ever Wondered Who Pays for Bankruptcies?
If you are a debtor who is out of options and is now thinking of going bankrupt, it might be the right way to go for you. However, if you are an investor, a personal creditor, either secured or unsecured, the situation for you will be very different if one of your...
Planning for Chapter 7 Bankruptcy – 5 Quick & Helpful Tips
1. Any debt incurred after the bankruptcy filing date does not qualify as part of your discharge. Therefore, it is best to file when one is sure that they are reasonably sure that they won’t be incurring any further unmanageable expenses while during and after the...
Your Common #Bankruptcy Questions Quickly Answered
—-Your Common #Bankruptcy Questions Quickly Answered—- 1. Will I lose my house in Chapter 7 Bankruptcy? In most cases, your house will most likely be exempted from being sold off in a Chapter 7 Bankruptcy case. 2. Can Bankruptcy take my social security? As per Federal...
Renting an Apartment and Bankruptcy
You may believe that finding an apartment in Texas after filing for bankruptcy is close to impossible, but we’re here to help you achieve that dream. Landlords may be wary of the negative mark on your credit history, and everything will seem to go downhill from there....