Year: 2022

Despite our best efforts, financial hardship can strike at a moment's notice. No matter how much savings we have, a sudden medical emergency, job loss, divorce or another emergency can leave you with nothing in the back and bills that are waiting to be paid. If...

Having a working motor vehicle is not a luxury. It is a basic necessity for many people in Texas. Especially if you live outside of town, you need reliable transportation to provide for your family, work a job and take care of basic needs. Many drivers invest a...

When you fall behind in one area financially, it can have a ripple effect on many other parts of your life. For example, a hospital with a big unpaid medical debt could file a claim for a lien against your home. A credit card company could garnish your wages, leaving...

There are numerous noteworthy distinctions between a Chapter 7 bankruptcy and a Chapter 13 bankruptcy. There are different income limitations and rules about what happens to your property and financial accounts. One of the most significant differences between these...

When you fall behind on an account, the creditor or lender will likely start calling you, probably more often than you would like. They may send you strongly-worded letters and advise that they will take legal action. It's easy to ignore those letters until a process...